specialist areas

Latent Defects Insurance

Keeping you protected from hidden structural faults – now and in the future

Safeguard commercial properties against unforeseen structural issues arising from defects in design, materials, or workmanship – even if they appear years after completion.

Typically covering 10–12 years following practical completion, these policies provide reassurance for developers, owners, tenants, and investors, particularly where contractors are no longer trading or warranties fall short. Homeowners can also have confidence that the property’s asset value is maintained if traded in the future.

We work with specialist insurers to deliver cost-effective cover and future-proof your investment. With 25 years of expertise built through our legacy brands, our team acts as a trusted partner, helping you find the right solution tailored to your needs and budget.

Let's talk latent defects

Could your project benefit from long-term cover?

This solution could be the right fit for:

Commercial Property Developers
Property Owners
Main Contractors
Associated professionals – Project Managers, Architects, Structural
Engineers
Funders
Institutional Investors
Pension Funds
Receivers and Administrators

Build with confidence on your new project

Keep your new build, conversion, or refurbishment safe from defects in design, materials, or workmanship.

Explore Residential Warranties

need a different solution?

No problem. We support businesses of all sizes, from global enterprises with complex insurance needs to agile start-ups focused on growth. Whatever your business, we're here to help.

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Our approachable experts take the time to understand your business needs and provide the right insurance solutions.

Get in touch today for expert guidance and tailored protection.

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