Sector
Recruitment & Payroll
Recruitment and payroll businesses face risks across their own operations as well as the contractors and workers they support. Our specialists provide sector-specific advice and cover across your business, your people and the way you operate.
Cover for recruitment, umbrella and payroll businesses
Recruitment and payroll businesses operate in an environment shaped by changing employment and tax legislation, legal precedents and evolving industry requirements. With decades of experience, our specialists understand these challenges and work with you to identify the cover needed across your liabilities, workforce and wider business operations.
Common challenges our clients face
Managing professional liability
Providing recruitment, payroll or employment-related services can create financial exposure if mistakes, omissions or disputes arise.
Protecting contractors and workers
Agencies may need insurance arrangements that extend beyond the business itself to provide appropriate protection for workers and contractors.
Employment and legal change
Changing employment and tax legislation can affect the risks recruitment and payroll businesses face, making it important that insurance arrangements keep pace.
Protecting directors and decision-makers
Directors and senior managers can face personal exposure arising from decisions made while running the business.
Cyber and data risks
Recruitment and payroll businesses handle significant volumes of personal, employment and financial information, creating additional exposure if systems or data are compromised.
Key areas of protection
Cover can extend across your business, your people and the workers and contractors you support, helping you manage a wide range of exposures.
Core Business Insurance
Contractor & Worker Protection
Management & Specialist Liability
Business & Employee Protection
Freelancer & Contractor Services Association (FCSA) Partner
As an FCSA Business Partner, we support recruitment, payroll and umbrella businesses with specialist insurance advice informed by decades of sector experience. Our team has worked with businesses across the sector since 1988, from start-ups to larger national and international organisations.
How we support you
Our specialists understand the complexities of recruitment and payroll, from changing legislation and worker arrangements to the risks that come with supporting clients and contractors. We work with you to design cover that keeps up with your business.
- Decades of sector experience
- Specialist recruitment and payroll expertise
- Cover designed around how your business operates
- Ongoing support as your requirements change
