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Jewellers’ Block Insurance

Our Jewellers Block Insurance provides specialist cover tailored to the needs of businesses across the jewellery industry. No two businesses are the same, so we work with specialist insurers to arrange protection that reflects your individual risks and requirements.

Insurance designed for the
jewellery trade

Jewellery trade insurance often isn’t designed for businesses handling high-value stock. Whether you’re manufacturing, selling, repairing or transporting valuable items, specialist cover helps protect your business against the risks unique to the jewellery trade.

Why specialist cover matters

Jewellery businesses can face complex risks that change depending on how stock is held, moved and handled, making specialist advice particularly valuable.

Unique business risks

Whether you’re manufacturing, repairing, buying, selling or valuing jewellery, each activity brings different risks that require specialist insurance.

Protecting stock wherever it is

Whether your stock is on display, in storage or in transit, your insurance should reflect how your business operates.

Evolving ways of trading

Selling online, exhibiting at trade shows or working across multiple locations can create additional insurance considerations.

Cover tailored to your business

Every jewellery business is different, so your insurance should be built around your activities, stock and individual requirements.

How we support you

Our specialists work with jewellers, manufacturers, wholesalers, pawnbrokers, antique dealers and auction houses to arrange insurance that reflects the way your business operates.

  • Specialist insurance for the jewellery trade
  • Tailored cover to suit your business
  • Protection for high-value stock and specialist activities
  • Support from experienced insurance advisers

Here to help

Frequently asked questions

Who is Jewellers’ Block insurance for?

We can arrange cover for a range of businesses working with high-value goods, including:
  • Jewellery retailers
  • Jewellery wholesalers and manufacturers
  • Watch manufacturer and retailers
  • Repair jewellers and workshops
  • Pawnbrokers
  • Antique dealers
  • Auction houses
Whatever your business looks like, we’ll help make sure your insurance is doing the job it should.

Do I really need specialist insurance as a jeweller?

Jewellers’ Block Insurance is designed specifically for businesses dealing with high-value items like jewellery, antiques and collectibles. Standard retail policies often won’t cover the full value of your stock, especially when it’s in transit or held off-site.

What if I also sell online or exhibit at trade shows, does jewellers' block cover that?

We can build in protection for stock while in transit or temporarily off-site, depending on your specific activities. Just let us know what you need covered, and we’ll work from there.

Can I customise what’s included in the jewellers' block policy?

Absolutely. Every business is different, which is why we tailor your cover to include only what you need.

What does Jeweller's Block typically cover?

Jewellers’ Block Insurance is a flexible package that can include:
  • Buildings and contents insurance
  • Stock (including whilst in transit)
  • Employer’s liability
  • Public and Products liability
  • Professional Indemnity
  • Defective Title
  • Personal Assault

Let's start the conversation

Contact us