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Cyber Insurance

Most businesses rely on digital systems every day. From email and cloud platforms to customer data, online payments and operational technology, digital tools are essential to keeping organisations running.

Protecting your business in an increasingly digital world

Cyber Insurance is designed for organisations that depend on digital systems or hold personal or sensitive data. A successful cyber-attack can interrupt trading, prevent access to critical systems, compromise sensitive information and create significant recovery costs.

The cyber threats businesses face

Cyber incidents can disrupt operations, compromise data and create significant financial exposure. The risks can come from both malicious attacks and everyday technology failures.

Cybercrime

Financially motivated attacks, including fraud and social engineering, can result in the theft of funds or assets.

Technology failures

Errors, defects or failures in technology can impact service delivery and lead to costly disruptions.

Privacy and information security liabilities

Claims or regulatory investigations arising from privacy breaches or information security failures can be significant.

Digital and data asset loss

Including repair, restoration or replacement

Products and services liability

Breach of contract and intellectual property infringement where required reach of contract and intellectual property infringement where required

How we support you

Backed by specialist cyber expertise and a global network, Acrisure’s Cyber team delivers a service-led partnership focused on helping protect your operations and reputation as cyber threats continue to evolve.

  • Dedicated cyber and technology specialists
  • Access to 24/7 incident response service
  • Strong relationships with leading UK cyber insurers
  • Support meeting insurer security requirements

Here to help

Frequently asked questions

Is Cyber Insurance only for technology companies?

No. Cyber risks affect organisations across all industries. Any business that depends on technology or holds sensitive information may benefit from considering Cyber Insurance.

Is Cyber Insurance the same as Crime Insurance?

No. Cyber Insurance protects against losses arising from cyber attacks, system compromise and data breaches, including the costs of responding to an incident and certain third-party liabilities. Crime Insurance protects against theft of money, securities or property, including employee fraud and fraudulent acts by third parties. Some Crime policies also include protection against social engineering fraud, such as fraudulent payment requests. Because cover varies between policies, it’s important to understand which risks are included.

What does Cyber Insurance typically cover?

Cover varies between insurers and can be tailored to your business. It commonly includes business interruption, cybercrime, incident response costs, digital asset restoration, third-party liability, ransomware, cyber extortion and technology-related liabilities.

Who needs Cyber Insurance?

Any organisation that relies on computer systems, cloud services, online payments or stores personal or sensitive information should consider Cyber Insurance. Businesses of all sizes and across all sectors can be affected by cyber incidents.

Will insurers require cyber security controls before offering cover?

Many insurers assess an organisation’s cyber security before providing cover. Requirements vary but commonly focus on areas such as multi-factor authentication (MFA), software updates, backups, access controls and employee cyber awareness. These requirements are generally proportionate to the size and risk profile of the business.

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