Sector
Charity & Not-for-Profit
Running a charity or community group comes with unique responsibilities. Protecting your people, premises and activities shouldn’t be one of your worries.
Cover designed for charities and community organisations
Running a charity or community group comes with unique responsibilities and protecting your people, premises, and activities shouldn’t be one of your worries. Our specialist not-for-profit insurance is designed to give you peace of mind, so you can focus on making a difference.
We work with organisations of all sizes, from small local community groups to larger charities and community interest companies, providing tailored insurance solutions that meet your specific needs.
Common challenges our clients face
Charities and not-for-profit organisations face a range of risks that can affect their people, property, finances and ability to continue delivering their services and achieving their mission.
Safeguarding and vulnerable beneficiaries
Many charities work directly with vulnerable groups, placing a high duty of care on the organisation, its staff and its volunteers.
Funding and income volatility
Reliance on grants, donations and fundraising activity can leave charities exposed if income is disrupted or events are cancelled.
Trustee and governance liability
Trustees and board members carry personal responsibility for decisions made on the organisation’s behalf, even when acting in good faith.
Reputational risk and public trust
A charity’s ability to operate depends heavily on public confidence, an incident or complaint can affect that trust well beyond its immediate impact.
Property damage and subsequent loss of use
Serious damage to your premises and the loss of use which results from this can prevent you carrying out your activities and this can impact on your income.
Key areas of protection
Business Interruption
Cyber Risk Cover
Employers' Liability
Employment Law Protection
Fidelity
Professional Indemnity
Property Damage
Public Liability
Trustee Liability
Insurance that works
as hard as your cause
Insurance is only part of the picture. With decades of experience through our legacy brands and strong relationships with insurers, we’re able to source comprehensive cover that protects your organisation, staff, volunteers, and the people you serve.
- Specialist guidance – our team takes the time to understand how your organisation operates, not just the risks on paper.
- Risk management support – we help identify and reduce risks before they become issues, so you can focus on delivering your mission.
- Claims support – when something does go wrong, we’re on hand to support you through the process.
- A long-term relationship – we work with you as your organisation and the sector evolve, not just at the point of purchase.
