Sector
Bridal
From independent boutiques to established bridal retailers, we provide specialist cover designed to protect your business, stock, premises and reputation.
Protection built for bridal shops,
by experts who understand your world
Running a bridal shop comes with unique responsibilities, from safeguarding valuable stock to managing items on hire. Built on decades of experience our specialist cover is designed for the realities of running a bridal shop and keeping your stock protected.
The challenges facing bridal shops
Bridal retail brings together high-value stock, seasonal demand and hire arrangements
that most general retail insurance isn’t built around. Some of the challenges bridal shops
commonly face include:
High-value stock
Bridal and occasion wear typically carries a far higher value per item than general clothing retail, increasing the financial exposure of loss or damage.
Hire and non-return risk
Gowns and accessories on hire can be damaged, lost or not returned by the hirer, creating a risk general retail cover isn’t designed to address.
Seasonal stock fluctuation
Demand and stock levels can rise sharply during peak wedding season, meaning cover needs to reflect changing stock values throughout the year.
Handling, fitting and alteration risk
Stock is frequently handled, fitted and altered both in-store and by third parties such as seamstresses, creating exposure beyond the shop premises itself.
Key areas of protection
From valuable bridal stock and customer appointments to your premises and employees, cover can be tailored around the key risks your bridal business faces.
Public Liability
Employers' Liability
Stock & Contents
Business Interruption
Protection for the unique risks you face
Designed with bridal retailers in mind, our insurance covers the risks you
face every day, including:
• ‘New-for-old’ cover on all stock
• 50% seasonal increase in stock sum insured for April–August
• Automatic cover at trade exhibitions attended
• Cover for non-return by hirer
• Protection for stock held by seamstresses
Insurance that fits
your business
Insurance that works as hard as your business
Our experts are here to review your existing protection, spot any gaps, and suggest ways to strengthen your cover.
- Specialist guidance — our team takes the time to understand how your bridal business operates, not just the risks on paper.
- Risk management support — we help identify and reduce risks before they become issues, so you can focus on your customers and your stock.
- Claims support — when something does go wrong, we’re on hand to support you through the process.
- A long-term relationship — we work with you as your business and the bridal market evolve, not just at the point of purchase.
